Attention homeowners: Real estate appraisal services for in Saint James and Phelps County

Here are the top 7 reasons why MO homeowners hire Appraisal and Building Solutions:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Phelps county's assessment of your property
Remove PMI to cut your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in Phelps county or MO by determining the true market value of real estate in question

Own a house in or near Saint James, MO and need help determining the value of it?
Contact Appraisal and Building Solutions.

At Appraisal and Building Solutions, we understand the special needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping people just like you dismiss unwanted PMI insurance.

Challenge Phelps county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Appraisal and Building Solutions is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Appraisal and Building Solutions can provide you with a professional appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? An appraiser from Appraisal and Building Solutions can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.